A bill currently in the Washington State Legislature would allow insurance companies to offer Pay-As-You Drive Insurance. So what is Pay-As-You Drive Insurance? It’s the idea that motorists should be able to pay for their insurance based upon the amount of miles they drive.
The Transportation Choices Coalition (TCC) is pushing for this bill, as they believe it will encourage alternative forms of transportation besides driving alone. That’s because if your car is sitting at home while you walk, bike and ride the bus to get around, the chances of you getting in a car accident are minuscule. Plus you would pay a lot less for insurance if you’re not driving your car.
In addition, TCC says mileage based insurance reduces congestion, air, water and climate pollution, promotes environmental stewardship, and makes auto insurance more equitable. According to them, the average driver that switches to mileage based insurance is expected to reduce their annual miles driven, crashes and insurance costs by at least 10%.
Here is more information on the bill. And if you would like to show support for it, TCC asks you to click here and fill in your zip code so they can send a letter on your behalf to your local representative.