I bumped into a former co-worker today on the bus. He said that his insurance company knocked $20 a month off his auto policy because he rides the bus! It doesn’t work with every insurance company (I called mine and they go by how many miles you put on your car each year. Even riding the bus, I still make several trips across the state, putting me over the required mileage mark)but it could be worth the five minutes it takes to call your agent.

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